What should you look for before choosing collateralized loans for miners?
When evaluating debt facilities in 2026, operators analyze specific liquidation thresholds and hardware depreciation curves. A standard digital asset facility offers a 50% to 60% Loan-to-Value ratio with annualized interest between 10% and 18%. Pledging physical ASICs lowers the LTV to 20% to 40% due to daily network difficulty adjustments and 30% average quarterly depreciation. […]
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